
There are no costs associated with pre-arranging, and it may bring piece of mind for you and your family.
Pre-Paying for a Funeral
When you prearrange and pre-fund your funeral, you ensure that the funeral reflects your wishes. You establish that there will be sufficient money readily available to pay for your final expenses. Most importantly, you gain the peace of mind in knowing that your family and friends are not burdened with having to make important decisions or face financial concerns at a very stressful time. Our pre-funding program provides a secure investment for the most certain event of your future. We keep your money secure by establishing an interest bearing F.D.I.C. insured trust account, administered through the New Jersey State Funeral Directors Association. The trust allows you to remain in control of your money and it effectively provides the funding needed for your final arrangements at the time of your death. These funeral trust fund arrangements are also protected from surrender to long term care providers and will not effect qualification for SSI or Medicaid assistance. The interest earnings of these trusts also remove the impact of inflation that affects the funeral industry in almost all circumstances. These trusts remain fully transferable should you opt to relocate, and for those who select the revocable trust option, they may receive a full refund, plus interest earnings, without penalty, should the purchaser change his or her mind.
Public Aid Assistance
The need for public assistance with long term care is not uncommon today. Prepaying a funeral allows you to provide for the funeral of your choice before assets are used up for medical care and before assets are reduced to S.S.I. or Medicaid eligibility levels.
We can assist you in the application procedure, and can set up an Irrevocable Trust Account to allow you to protect funds for final expenses.